Analysis & Commentary

Asia’s aging population spurs insurance rethink
According to Swiss Re, Asia’s demographic landscape is shifting as the population ages at an accelerated pace. This transformation is reshaping insurance needs across health, long-term care, retirement, and legacy planning.
Global reinsurance in 2026
Global reinsurers are expected to see a decline in underwriting results heading into 2026, according to a new report from Fitch Ratings. While pricing across the sector is likely to remain sufficient to support positive returns, profitability is projected to come under pressure.
Wildfire season now a year-round risk for insurers
The traditional concept of wildfire season is becoming obsolete as major fire events now occur throughout the year, according to Gallagher Re’s latest report, World on Fire 2025.
Key strategies for managing us casualty exposures
Built on findings from a recent whitepaper and come as global trade continues to intersect with the evolving liability environment in the US, Wolfram-Ferdinand Schultz, head of casualty treaty for Continental Europe at Howden Re, has outlined key legal, strategic, and structural considerations facing international firms with exposure to US casualty risks.
Understanding the cyber risk gap in reinsurance
Shawn Ram, head of insurance for Coalition, the active insurance provider, says “We believe cyber is the most pervasive risk in society today.” The task of understanding systemic cyber risk exposures was never going to be a simple one – not least given the rapidly evolving nature of cyber risk.
Global climate disasters hit record $320bn
The year 2024 has proven to be one of the most devastating years for natural disasters. An analysis from insurance company Munich Re shows that total losses reached $320 billion worldwide, marking it as the fifth costliest year since 1980.
Boardroom risks revealed in latest Beazley report
Corporate governance in 2024 faces evolving challenges as risks tied to cybersecurity, environmental issues, and board-level decision-making come into sharper focus, according to Beazley's latest report, "Spotlight on Boardroom Risk 2024".
Swiss Re reveals massive nat cat insured losses for H1 2024
A high frequency of small to medium events resulted in global insured losses from natural catastrophes totaling $60 billion in the first half of 2024, according to preliminary estimates by the Swiss Re Institute.
Howden Re releases report on cyber reinsurance market
Howden Re, Howden Group’s reinsurance and risk advisory arm, has released a ‘Re-framing cyber risk: navigating threats and embracing opportunities’ report on the landscape of cyber reinsurance.
US P&C insurers cut expenses ratio
A new special report titled “P&C Insurers Cut Expenses in the Wake of Deteriorating Personal Lines Results” by AM Best has revealed property & casualty (P&C) insurers in the US have managed to bolster bottom-line financial results despite catastrophe-related and secondary peril losses.